Business Finance Loan for Your Business

Is there a way to get business finance really quickly? The answer to this is ‘yes’, as a private lender we do provide instant small business loans very quickly to small and medium sized businesses. The entire process of applying for a loan with us is easy and quick. On the other hand, if a small business were to go to a bank, they may find the process very different from the process that we have.

As a private lender we provide finance for business to small and medium sized businesses, which banks do not like to do much. As a result of this, banks end up rejecting 90% of all loan applications that they receive. There are numerous businesses that we provide fast business finance to, and this is based on our realistic and easy criteria which are mentioned below here as follows;

1.       The business owner should not be in any form of personal bankruptcy at the time of the loan application.

2.       The business needs to be at least 12 months old and a running business.

3.       The gross income of the business must be at least $10 thousand or over to qualify for the business financing options.

These are simple and possible criteria for almost all small businesses to achieve, and as a result of this, we fund numerous small and medium sized business. In addition to this the entire funding process is hassle free and quick. Banks on the other hand do not have a hassle free and quick process, on the contrary their process is lengthy and complicated.

Funding Easily does not require high credit scores to provide small businesses with loans. We often deal with businesses whose credit scores are less than average, and often in the mid-500s. Again, it goes without saying that banks do not look at applications like this.

Some of the other features that are associated with our hassle free process is the fact that we do not require collateral or any kind of personal guarantee to provide best small business loans. This is not in the banks policies and they will always require collateral, as they do not provide uncollateralized loans.

More information related to Funding Easily and the loans we provide can be obtained by contacting us. Our funding team will provide you with all the information you require, and also assist you with the application process. Alternatively, you can click on the ‘apply now’ tab and fill in your details yourself there.

Quick and Easy Loans for Restaurants

There are thousands of small businesses such as restaurants who require periodic funding in the form of restaurant business loans. Most small business owners are unaware of the policies of banks when they approach the bank looking for restaurant financing. Typically, banks are not keen on providing funding to small businesses because these are considered to be high risk investments.

As a private lender, Funding Easily provides small business loans to restaurants and our criteria are very different from that of banks. Banks require a high credit score as the first criteria for restaurant funding or any other kind of small business loans.

Our criteria are very different from those of banks, and are as mentioned here as follows; The business owner should not be in any form of bankruptcy during the application or the restaurant loans process. The restaurant needs to be at least 12 months old and a running business. Finally, the gross income of the business every month should be at least $10 thousand or over. These are simple criteria that we have for providing funds to small businesses, and these practical criteria enable most small businesses to qualify for the funding.

In addition to this we also have other features that make the entire process of applying for restaurant loans bad credit easier and more practical for businesses. Our requirements have little to do with the credit score of the business owner, and we often work with businesses whose credit scores are in the mid-500s.

In addition to all the easy parameters and criteria we have already mentioned, there is yet more. We do not require collateral and security or any kind of personal guarantees either to provide business loans for restaurants and this makes the entire process feasible for thousands of small business owners.

Our time frames to provide business funding for restaurants is also very quick, and at the quickest we are able to process the application and deliver the funds into the business owners account within 48 to 72 hours.

Contact us for more information related to restaurant financing companies and our funding team will provide you with the information you require. Alternately, you can also click on the ‘get started’ tab and fill in the application form.

How to get an Business Finance Loan ASAP?

For small businesses who are looking for the best business finance loan we have the perfect unsecured funding, and we don’t require excellent credit either. 

There are numerous small businesses that require fast business funding and we are able to provide them with the funding that they require, easily and quickly. Most small businesses have a requirement in the range of $15 thousand to $25 thousand, however there are some that require larger amounts in excess of $100 thousand, and this is not a problem at all. We do fund all loan applications we accept, the only thing we request business owners to be is ‘decided’ when they apply.

Banks are now not funding small businesses easily, and in fact they consider small businesses to be high risk investments. As a result of this the banks have very stringent qualification criteria, and over 90% of small businesses loan applications fail this process.

We do provide small businesses with the funding they require, because our qualification criteria are completely different from those of the banks and also because small businesses make up 99.7% of all small businesses in the US. Mentioned below here are the qualification criteria that we have, which are both simple and practical for small businesses, enabling the majority of them to get approved.

1     The business must be at least 12 months old

2     The owner of the business should not be in active bankruptcy

3     The business should have a monthly revenue of over $10 thousand a month

4     The business should be a running business

These are the simple qualification criteria that enable most small business to qualify for the funding and their owners to determine for themselves whether they qualify or not. Additionally, there are also other features that are associated with the funding due to our easy and simple criteria, as mentioned below in brief.

The credit scores of the business do not affect that funding application with us, and typically we entertain applications as long as they meet our qualification criteria, regardless of their credit scores. As a result we often work with businesses whose credit scores are in the mid to low of 500s, and we do fund them as well. Banks do require high credit scores, near about or over 700s.

Collateral is another feature that we do not ask for as all our funding is unsecured as well. This is a very beneficial feature for small businesses, as many of them do not have the necessary collateral required by banks to put up as collateral. Generally the requirements of banks and financial institutions is that the collateral needs to be worth double the value of the funding being taken.

Processing time frames are also very quick, and we are able to provide small businesses with the funding that they require within 48 to 72 hours at the quickest, and at the most within a week. This is due to the fact that we require very little paper work, just 3 months business statements and the application form filled up. Banks on the other hand do require a lot more time.

For more information related to the instant small business loans that we provide, contact us. Our customer service team is available during the week from Monday to Friday at regular work hours and will assist you. Additionally, if you would rather fill in the application form yourself, simply click on the ‘apply now’ tab and fill in your details. 

Financing for Hotels

Getting a hotel loans through the bank may not always be the easiest thing in the world, and this is because banks are not keen on funding small and medium sized businesses. The lending policies of banks are quite different from that of other lenders, and they have very stringent qualification criteria.

As a private lender Funding Easily does not work with the same criteria that banks have. Our criteria are far more practical and friendly toward small business funding, typically we offer loan for hotel business and motel loans.

To qualify for the hotel loans that we provide, there are certain features that apply, these are simply as follows; the hotel or motel should be at least one year old or 12 months and running at the time of the application of the loan. The owner of the business should not be in any form of active bankruptcy at the time of the application of the loan. Finally, the gross income of the business needs to be at least $10 thousand in a month.

These criteria are easy for almost every small business to qualify for, and most of the hotels and motels that apply for hotel loans qualify for the funding. Banks on the other hand unfortunately end up rejecting about 90% of all business loan applications that they receive. Banks are in a nutshell looking to fund big business and not small businesses, as big businesses are considered to be a more secure funding option.

Additional features that are associated with our funding are also mentioned here. We do not require collateral security and personal guarantees to provide a small business funding for hotels. As a small business funder we also fall into the category of hotel financing companies, and we do also finance motels.

Other benefits of approaching a private lender for hotel business loans is that we do not demand high credit scores from the business owner. Unlike banks our qualification criteria are very simple and are mentioned above.

Contact us for more information related to loan for hotel business. Our funding team will provide you with the information that you require and assistance with filling in the application if required.

How to get a quick merchant cash advance loans?

If you’re looking for a merchant cash advance quickly, we provide small businesses with that, and we don’t require collateral and high credit scores. 

For small businesses that are looking for a merchant cash advance bad credit, we provide those, quickly and the entire process with us is hassle free as well. The funding that we provide small businesses is on easy terms and also easy and quick to obtain. We do however like to ensure that the owner of the business is ‘decided’ about their future course of action. Reason being small businesses comprise 99.7% of all businesses in the US, and the economy of the nation is dependent on them. As a result it’s important for small businesses to be financially stable and successful.

Banks do not prefer to fund small businesses, and as a result of this, the qualification criteria that they have is very stringent. Due to these stringent qualification criteria that banks have, over 90% of all small business loan applications are rejected.

We do however provide small businesses with the funding that they require, and we can do this because our qualification criteria are completely different from those of the banks. Based on the qualification criteria that we have which are also mentioned below here, most small business owners can ascertain for themselves whether they qualify for the merchant cash advance bad credit.

1.       The owner of the business must not be in bankruptcy at the time of the loan application.

2.       The business needs to be at least 12 months old and a running business.

3.       The gross income of the business needs to be at least $10 thousand or over that amount.

These are the very simple and easy to qualify with funding criteria that we have. Based on these criteria, most small business owners can simply ascertain for themselves by looking at the qualification criteria whether they qualify for the funding or not. Also mentioned below here are the other features that make the application process easy and hassle free.

The processing time frames that we have to provide small businesses with the funding they require is quick to say the least. Typically at the quickest we can fund a business within 48 to 72 hours from the time we receive the completed application. The paper work that we require is also very simple, and typically all we require is the last 3 months business statements. The processing time frames of banks is different and the minimum amount of time they would take is a couple of months.

We do not ask small businesses to provide us with collateral either, and the reason for this is because our funding is unsecured funding. This is a very beneficial feature for small businesses many of whom do not have the collateral required by the banks. We do however provide such small business with merchant cash advance loans and we don’t require collateral or security of any kind to do so.

Also the credit scores are not a big concern with us, and we are able to provide small businesses with low and very low credit scores with funding. This is because credit requirements are not part of our qualification criteria either.

For more information related to instant small business loans contact us. Our funding team will provide you with the information you require, and they will also assist you with the filling up of the application form.

Merchant Cash Advance Interest Rates

Many small business owners want to know about the merchant cash advance bad credit. Interest rates are calculated on risk factors, however it would be safe to say that the interest rates associate with MCA loans are higher than those of banks. It would be worth mentioning here that merchant cash advances are not loans technically, although they do fulfill some of the functions of a loan.

So why apply for a merchant cash advance if the banks are offering deals that are so much better? The answer to this question is one word ‘approval’. Banks are slow to approve business loan applications and that too especially from small businesses, and this is because of the risk factors associated with the funding. Typically, banks are not interested in funding small business because they consider these to be high risk investments.

As a result almost 90% of all small business loan applications are rejected by banks, this puts small businesses in a tough spot. The reasons for rejections are vast, as banks have a complicated list of criteria and requirements from small businesses.

An MCA or merchant cash advance is also what would be known as fast business funding. This means that such loans are approved by private funders such as Funding Easily. There are different views associated with MCA loans from useful to not good at all, and this has got to do with the individual needs of the applicant.

Who should apply for an MCA

If a business owner has a pressing requirement for cash for their business immediately, to use as a bridging finance, then in that case a merchant cash advance is the easiest business loan to get. If a business owner has a requirement for a term loan they should apply for a term loan.

Typically, a small business owner who requires cash for their business quickly, or those who have had their loan applications rejected by the bank. Merchant cash advances do not promise anyone the world, all they deliver to small business owners is the funding they require. So if receiving the funding is of prime importance to a business owner, then a MCA will suit their business needs fine.

The requirements of some businesses suit the funding terms associated with MCAs, and these are the businesses that should take the MCA. There are of course those who would like all the excellent features of an MCA rolled in with the features of bank loans, and this simply does not happen in reality.

If a small business owner is looking for funding for the longest duration of time and at the lowest interest rates, then an MCA is simply not what they are looking for.

How do MCA loans work;

The sign up process is simple and so is the approval process. In addition to this one of the greatest advantages of the Merchant Cash Advance is the fact that it is also a very quick to receive form of funding. Literally, a business owner can have the funding as quickly as the next day after submitting a complete application form and 3 months business statements.

The duration of an MCA is a maximum of 12 months and some small business who want to repay it earlier can do that as well. The repayment options of an MCA are either daily, weekly or monthly, and this depends on the merchant as well as the funder.

The interest rates are higher than those of banks, generally in the double digits. However, as we have mentioned here, those who apply for MCAs are a certain kind of business owner, and not all business funding needs can be met with an MCA.

Merchant cash advances are also not loans, they are simply cash advances against the future sales of the business. This is one of the greatest defining features of the MCA loans. 

What are the requirements for a MCA

The requirements for an MCA are mentioned here as follows;

1.       The business needs to be at least 12 months old

2.       The owner of the business should not be in active bankruptcy at the time of the loan application.

3.       The gross monthly income of the business must to be at least $10 thousand, or over.

These are the basic qualification criteria for a merchant cash advance, and most small businesses are able to meet these requirements easily.

Also since these are unsecured loans, we do not require collateral and security or personal guarantees from small businesses. Credit rating also does not play a role when it comes to approvals and rejections, however the interest rates of the funding will be affected with the credit scores. Typically, the lower the credit score the higher the interest rate.

Requirement based MCA funding;

As we have mentioned here in this article, the requirements to be approved for merchant cash advance business cash advance bad credit is simple and easy. Most small businesses are capable of getting the loan they require as soon as possible.

The primary users of MCA loans are those who require instant funding for short term uses. Typically, businesses that have contracts that are time bound, where the business owner requires working capital to complete a project. Or in circumstances where a business cannot accept a contract unless they have the finances available to ensure that they can complete the contract. For such business requirementsand more, an MCA will work very well.

However, if a small business owner has in mind a term loan, but applies for an MCA then the cash advance would not serve the purpose.

A merchant cash advance however works similar to a cash advance USA. Meaning if a business requires funding desperately for whatever reason, this is one funding option that is feasible and attainable as a last resort. Even for those looking for a term loan who are denied the funding by the bank on any grounds. Typically, there are requirements that need to be met, however these are mild in comparison to the stringent requirements of banks.

For more information related to how to apply for a merchant cash advance, contact us. Our funding team will assist you with the information you require. Alternatively, you can click on the ‘apply now’ tab and fill in your details online yourself.

Unsecured business loans for retail stores and small businesses

There are many small businesses who require unsecured business loans, and we provide them with that, without any hassles and our process is quick and easy. Such small businesses will have a problem securing the loan they require from the bank for various reasons. Banks are not interested in funding small businesses as they are considered to be high risk investments. As a result of this the qualification criteria that banks have is very stringent, and over 90% of all small businesses are unable to meet these criteria.

We provide small businesses with the unsecured business funding that they apply for, and our qualification criteria are completely different from those of the banks. As a result of our practical and reasonable qualification criteria, most small businesses owners are able to qualify for the funding we provide. Mentioned below here are the qualification criteria that we have, and based on these any small business owner will be able to ascertain for themselves whether they qualify for the funding or not.

1.        The business needs to be at least 12 months old and a running business that too, to qualify for the unsecured business line of credit.

2.       The owner of the business should not be in any kind of active bankruptcy at the time of the loan application.

3.       The gross income of the business needs to be at least $10 thousand or over that amount.

These are the simple qualification criteria that we have, which enable most small businesses to qualify for the funding. In addition to this the rest of the application process and formalities are also very user friendly and provide small business owners with a hassle free experience.

The processing time frames that we have to provide small business owners with the unsecured business funding are very quick. Technically, we are able to get the money to small business owners within a few hours at the quickest. The quickest we can provide the funding is within 48 to 72 hours from the time of the application. At the most we would take a week to ten days to do the same. Banks on the other hand take a couple of months at the least and over that period of time. Banks are in no hurry to fund small businesses, so processing time frames are nothing for them.

Our loans are unsecured loans with bad credit. The credit scores also don’t matter to us, and we work with credit scores that are in the low to mid 500s, and we do fund them. The reason for that is because credit scores are not part of our qualification criteria and don’t qualify or disqualify the recipient of the applicant of the loan for the funding they require. Banks on the other hand require high credit scores, and if a business owners credit scores are in the 700s, they stand a better chance with the banks.

Also we do not require collateral and security to provide you with fast unsecured business loans. The reason for this is because our loans are unsecured. Banks do not give unsecured loans, and not to small businesses for sure. As a result they would require collateral and security.

For more information related to the best unsecured business loans that we provide, contact us. Our funding team will provide you with the information you require, and also provide you assistance in filling up the application form. Alternatively, if you feel that you would like to fill the form yourself, simply click on the apply now tab and fill in your details yourself.  

Bad credit business loans for small business owners

There are numerous small businesses who require bad credit business loans, and we provide them with the funding they require, easily. We do however advise all small businesses to be very decided about the decision they are taking. The reason for this is simply because small businesses comprise of 99.7% of all businesses in the United States, and they make up the spine of the US economy. As a result of this we do want to ensure that as many small businesses that require the funding receive it. This is essential for the economy and also the small businesses.

Banks do not like to provide small businesses with business loans. The reason for this is because banks consider small businesses to be ‘high risk investments’. For small businesses the banks generally have very stringent qualification criteria, and due to these over 90% of all small business loan applications are rejected.

We do provide small businesses with the funding that they require very simply and easily, and our qualification criteria are completely different from those of the banks. Any small business owner can look at the criteria that we have and determine for themselves whether they qualify for the funding or not. Mentioned here are our qualification criteria.

1.       The owner of the business should not be in any form of active bankruptcy to qualify for the business funding with bad credit.

2.       The business must be at least 12 months old and it should be a running business.

3.       The gross monthly income of the business needs to be at least $10 thousand a month.

These are the very simple qualification criteria that we have, and based on these any small business owner will be able to ascertain whether they qualify or not. Also mentioned below here are the other features that make this into a stress free experience for the small business owner.

The processing time frames that we have are very quick, and typically we can provide small businesses with the funding that they require within 48 to 72 hours from the time we receive the completed application. At the most we would take a week to ten days to do the same. In addition to this the paper work that we require is also very simple, technically all we require is the last 3 months business statements and the application form. Banks on the other hand do require a lot more than this, thanks to their stringent qualification criteria. As a result the minimum time frames that one can expect from the banks is a couple of months.

In addition to this we also do not require high credit scores to provide small businesses with business loans for poor credit. The reason we are able to provide small businesses and medium sized business with bad credit scores with loans, is because this is not part of our qualification criteria. We work with businesses whose credit scores are as low as in the low to mid-500s and we do fund them.

We also do not ask for collateral as our loans are uncollateralized and unsecured loans. This is a very beneficial feature for small businesses, many of whom do not have the necessary collateral and security requirements that banks and other financial institutions require.

For more information related to the business funding bad credit contact us. Our funding team will provide you with the information you require, and assist you with the online application form. Additionally, if you would rather fill out the application form yourself, simply click on the ‘apply now’ tab and fill in your details there.