How to get an Business Finance Loan ASAP?

For small businesses who are looking for the best business finance loan we have the perfect unsecured funding, and we don’t require excellent credit either. 

There are numerous small businesses that require fast business funding and we are able to provide them with the funding that they require, easily and quickly. Most small businesses have a requirement in the range of $15 thousand to $25 thousand, however there are some that require larger amounts in excess of $100 thousand, and this is not a problem at all. We do fund all loan applications we accept, the only thing we request business owners to be is ‘decided’ when they apply.

Banks are now not funding small businesses easily, and in fact they consider small businesses to be high risk investments. As a result of this the banks have very stringent qualification criteria, and over 90% of small businesses loan applications fail this process.

We do provide small businesses with the funding they require, because our qualification criteria are completely different from those of the banks and also because small businesses make up 99.7% of all small businesses in the US. Mentioned below here are the qualification criteria that we have, which are both simple and practical for small businesses, enabling the majority of them to get approved.

1     The business must be at least 12 months old

2     The owner of the business should not be in active bankruptcy

3     The business should have a monthly revenue of over $10 thousand a month

4     The business should be a running business

These are the simple qualification criteria that enable most small business to qualify for the funding and their owners to determine for themselves whether they qualify or not. Additionally, there are also other features that are associated with the funding due to our easy and simple criteria, as mentioned below in brief.

The credit scores of the business do not affect that funding application with us, and typically we entertain applications as long as they meet our qualification criteria, regardless of their credit scores. As a result we often work with businesses whose credit scores are in the mid to low of 500s, and we do fund them as well. Banks do require high credit scores, near about or over 700s.

Collateral is another feature that we do not ask for as all our funding is unsecured as well. This is a very beneficial feature for small businesses, as many of them do not have the necessary collateral required by banks to put up as collateral. Generally the requirements of banks and financial institutions is that the collateral needs to be worth double the value of the funding being taken.

Processing time frames are also very quick, and we are able to provide small businesses with the funding that they require within 48 to 72 hours at the quickest, and at the most within a week. This is due to the fact that we require very little paper work, just 3 months business statements and the application form filled up. Banks on the other hand do require a lot more time.

For more information related to the instant small business loans that we provide, contact us. Our customer service team is available during the week from Monday to Friday at regular work hours and will assist you. Additionally, if you would rather fill in the application form yourself, simply click on the ‘apply now’ tab and fill in your details.